Author Archives: Esperanza (“Espy”) Borja Mead


About Esperanza (“Espy”) Borja Mead

Espy is Actuarial Factor’s Principal and Founder and has over 25 years of actuarial experience. She is a Fellow of the Casualty Actuarial Society, a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a Distinguished Toastmaster.  She has extensive experience in property and casualty, personal and business, accident and health, and life in the United States, Latin America, and the Caribbean.   Just prior to founding Actuarial Factor located in Miami, Florida, Espy worked as Vice President, Chief Actuary of Latin America in Chubb. Her actuarial work includes pricing, reserving, feasibility studies, peer reviews, expert testimony, and mergers & acquisitions.

My Key Learnings as a Business Owner to Impart to Actuaries of the Future

How did being an actuary help me with starting my own company?  I founded my own actuarial consulting company, Actuarial Factor LLC, in 2014 and we are now going for our 10th year anniversary.  The discipline, the focus, and the determination required during the actuarial exam process were keys in tackling each aspect of my … Read more »